Insurance Law

Decision

Chicago Title Insurance Company v. Bristol Heights Associates, LLC

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As explained in the 2009 Appellate Court case of Double G.G. Leasing, LLC v. Underwriters at Lloyd's, London, absent "a reasonable excuse, when an insured fails to comply with the insurance policy provisions requiring an examination under oath and the production of documents, the breach generally results in the forfeiture of coverage?"

Decision

Amica Mutual Insurance Co. v. Given

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Use of a motor vehicle two or three times per week to run errands can qualify as "regular use," for purposes of an exclusion in a motor-vehicle insurance policy.

Decision

Dellavolpe v. 21st Century Pacific Insurance Co.

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A motorcyclist, who allegedly is injured by an unidentified driver and who has insurance only for his motor vehicle, may not be entitled to recover uninsured-motorist benefits.

Decision

Geico General Insurance Co. v. Tibolla

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An insurance company may not be required to defend or indemnify an operator who lacked permission to drive or a reasonable belief that he had permission to drive.

Decision

The Travelers Home and Marine Insurance Co. v. Zachs

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A homeowner's alleged conduct in harboring and concealing a fugitive for two decades may not qualify as an accident or occurrence.

Decision

Scottsdale Insurance Co. v. R.I. Pools

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An insurance policy may include defects in the insured's own work within the category of an "occurrence" or "accident."

Decision

Kuntz v. Liberty Mutual Fire Insurance Co.

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If a policyholder is injured in a motor-vehicle accident and requests underinsured-motorist benefits, an insurance company may subtract the amount the policyholder receives as a result of workers' compensation.

Decision

Misiti, LLC v. Travelers Property Casualty Company of America

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An insurer has no duty to defend an additional insured when the complaint in the underlying personal injury action draws no connection between the injured person's use of the insured premises and her injuries, and undisputed extrinsic facts indicate that the underlying action falls outside the policy's scope of coverage.

Decision

PHL Variable Insurance Co. v. Charter Oak Trust

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Allegations that a life insurance company consistently follows a business practice of permitting customers to pay life insurance premiums for two years, before the insurer requests a declaratory judgment that the subject life insurance policy is void, may be sufficient to allege claims of unfair trade and unfair insurance practices.

Decision

City of New Haven v. Insurance Co. of the State of Pennsylvania

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A municipality may not possess standing to sue an insurance company on behalf of employees who allegedly were injured in a motor-vehicle accident.